Latest Edition of Adjusting Today Available Now!

Business Interruption Coverage Times Three: Prepare for Overlapping and Contrasting BI Provisions under Property, Equipment Breakdown and Cyber Policies


The latest edition of Adjusters International’s Adjusting Today is now available! The “Business Interruption Coverage Times Three” issue features insurance expert, Joseph S. Harrington’s thoughts on how business interruption (BI) coverage is changing due to the advent of cyber insurance.

Cyber insurance, which can provide BI coverage for income lost from a covered computer or network disruption, is a relatively new insurance product. Although this additional dimension of protection could benefit a company overall, Harrington explains that it might also cause challenges during the recovery process. Why? When a loss triggers simultaneous BI claims that could potentially fall under different types of coverages, difficulties in calculating the loss settlement can arise.

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Adjusting Today is provided free of charge as a public service by Adjusters International, Inc. The publication helps insurance agents, brokers, risk managers, attorneys, business owners and other business professionals keep current with critical issues affecting property damage and business interruption claims. Articles are written from a policyholder’s perspective and include real-life examples intended to improve disaster preparedness. For more information or to read back issues, visit Adjusting Today's website.

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